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BUSINESS CREDIT

Fast, Safe and Easy Funding

  • Free Consultation: We assess your credit and income to confirm eligibility and align with your passive income goals (up to $5,000/month).

  • Zero-Cost Business Setup: We establish a sole proprietorship, securing a Federal EIN, business bank account, and all registrationsβ€”fully funded by Divinity.

  • Securing 0% Interest Credit: Using our strategic β€œfunding round” approach, we apply for $10,000–$50,000+ in 0% APR business credit cards from lenders like Chase and American Express, with many clients securing $50,000–$100,000+ within 60 days and up to $250,000 over 12 months.

  • Hands-Off Passive Income: We invest your credit in high-yield ventures, such as real estate or merchant accounts, delivering $200–$5,000 monthly payouts with no management required, while profits cover card payments and generate surplus income.

  • Credit and Tax Support: Ongoing credit repair (e.g., inquiry removal) and CPA-prepared tax returns ensure credit health and compliance at no cost.

  • Real Results: A client with $100,000 in credit could receive a $1,000 monthly salary, with Divinity managing all payments and investments.

Start Earning Today!

Ready to unlock up to $5,000/month in passive income? Join Divinity Life Coaching and Consulting, LLC to build your financial future. Schedule your free 15-minute consultation now and discover how your credit can work for you.

Divinity Life Coaching & Consulting assists employees and business owners to transform their credit into a wealth-building asset, securing up to $250,000 in unsecured business credit cards from top-tier and regional banks. These cards feature 0% introductory APR for 6–12 months, based on your credit profile and issuer terms, providing a cost-effective way to fund high-return business ventures and generate passive income of $200–$5,000 monthly. Our fully managed program requires no collateral, equity, or complex financials, making it ideal for high-income professionals (720+ FICO, aged 30–65+) and business owners alikeβ€”no business experience needed.

Our expert team guides you through a proven credit card stacking strategy, delivering a personalized funding plan, hands-on application support, and innovative payment solutions to cover expenses like inventory, marketing, payroll, or contractorsβ€”even for vendors not accepting cards directly. We protect your personal credit with strategies to minimize inquiry and usage impacts, as most business cards don’t report to personal credit bureaus when managed responsibly. Divinity covers all costs, including business setup, credit repair, and CPA-prepared tax returns, while investing your credit in high-yield opportunities like real estate with $200,000+ equity or merchant accounts generating $20,000/month in commissions.

How It Works

  • 0% Introductory APR: Access business credit cards with 0% APR for 6–12 months, with expert strategies to optimize and potentially extend low-interest periods.

  • Protect Your Personal Credit: Most cards don’t report to personal credit bureaus when managed well, and our soft-pull approach minimizes inquiry and usage impacts to keep your score strong.

  • Versatile Funding Solutions: Use credit for inventory, marketing, subscriptions, or contractor payments, with third-party tools to pay non-card-accepting vendors seamlessly.

  • No Collateral or Equity Needed: Secure unsecured credit without risking assets or ownership, retaining full control of your business.

  • Up to $250,000 in Credit: Secure $50,000–$100,000+ in the first 60 days and up to $250,000 over 12 months, based on creditworthiness.

  • Zero Cost & Hands-Off: Divinity covers all setup, credit repair, and tax support costs, managing investments for effortless passive income.

  • Satisfaction Guarantee: Qualified clients (720+ FICO, high income) are guaranteed approval for passive income, backed by transparent updates and secure partnerships.

Key Features

With a 78% paycheck-to-paycheck rate among Americans (PayrollOrg, 2023), even high earners lack the cash or expertise to leverage their strong credit (average 700 FICO). Divinity’s zero-cost, hands-off program breaks this cycle, fully managing your credit and investments to deliver consistent passive income with no effort required. Backed by decades of leadership expertise, secure partnerships (including a Shark Tank-featured company), and full transparency, we guarantee approval for qualified clients and sustainable returns through strategic investments that exceed salary and debt costs.